this post was submitted on 12 Nov 2025
206 points (98.6% liked)

politics

26422 readers
2828 users here now

Welcome to the discussion of US Politics!

Rules:

  1. Post only links to articles, Title must fairly describe link contents. If your title differs from the site’s, it should only be to add context or be more descriptive. Do not post entire articles in the body or in the comments.

Links must be to the original source, not an aggregator like Google Amp, MSN, or Yahoo.

Example:

  1. Articles must be relevant to politics. Links must be to quality and original content. Articles should be worth reading. Clickbait, stub articles, and rehosted or stolen content are not allowed. Check your source for Reliability and Bias here.
  2. Be civil, No violations of TOS. It’s OK to say the subject of an article is behaving like a (pejorative, pejorative). It’s NOT OK to say another USER is (pejorative). Strong language is fine, just not directed at other members. Engage in good-faith and with respect! This includes accusing another user of being a bot or paid actor. Trolling is uncivil and is grounds for removal and/or a community ban.
  3. No memes, trolling, or low-effort comments. Reposts, misinformation, off-topic, trolling, or offensive. Similarly, if you see posts along these lines, do not engage. Report them, block them, and live a happier life than they do. We see too many slapfights that boil down to "Mom! He's bugging me!" and "I'm not touching you!" Going forward, slapfights will result in removed comments and temp bans to cool off.
  4. Vote based on comment quality, not agreement. This community aims to foster discussion; please reward people for putting effort into articulating their viewpoint, even if you disagree with it.
  5. No hate speech, slurs, celebrating death, advocating violence, or abusive language. This will result in a ban. Usernames containing racist, or inappropriate slurs will be banned without warning

We ask that the users report any comment or post that violate the rules, to use critical thinking when reading, posting or commenting. Users that post off-topic spam, advocate violence, have multiple comments or posts removed, weaponize reports or violate the code of conduct will be banned.

All posts and comments will be reviewed on a case-by-case basis. This means that some content that violates the rules may be allowed, while other content that does not violate the rules may be removed. The moderators retain the right to remove any content and ban users.

That's all the rules!

Civic Links

Register To Vote

Citizenship Resource Center

Congressional Awards Program

Federal Government Agencies

Library of Congress Legislative Resources

The White House

U.S. House of Representatives

U.S. Senate

Partnered Communities:

News

World News

Business News

Political Discussion

Ask Politics

Military News

Global Politics

Moderate Politics

Progressive Politics

UK Politics

Canadian Politics

Australian Politics

New Zealand Politics

founded 2 years ago
MODERATORS
top 50 comments
sorted by: hot top controversial new old
[–] IndridCold@lemmy.ca 84 points 1 week ago (3 children)

“I want instead of going to the insurance companies, I want the money to go into an account for people, where the people buy their own health insurance. It’s so good. The insurance will be better. It’ll cost less. Everybody’s gonna be happy. They’re gonna feel like entrepreneurs,” Trump said during a Fox News interview Monday night. “They’re actually gonna be able to go out and negotiate their own health insurance. And they can use it only for that reason, that’s the beauty—only for that purpose.

So his idea for healthcare is.... you use money to buy health insurance on the public market?

He's a fucking genius!

I have to apologize for all the things I've said about Trump over the year. America, you are in good hands.

[–] Tolookah@discuss.tchncs.de 71 points 1 week ago (3 children)

... Instead of money going to insurance companies, it goes into a fund, where people can buy insurance using it... from insurance companies? So the money instead of going to insurance companies goes to... Insurance companies.

[–] IndridCold@lemmy.ca 39 points 1 week ago

See. It's fucking genius.

No wonder he's the king.

[–] the_q@lemmy.zip 12 points 1 week ago

It'll go into an interest yielding account until it's ready to be used and any interest accrued will go to Trump.

[–] Sc00ter@lemmy.zip 9 points 1 week ago

Thats just it, its ANOTHER middle man

[–] manxu@piefed.social 22 points 1 week ago (1 children)

I think by "buy their own health insurance," he means they can get their own health coverage. Basically, a health savings account like they have existed for decades.

I look forward to the day when people start calling around ten different ambulance companies to negotiate the best price to get them to the hospital, after calling ten hospitals to find out which one has the best deals. Maybe 911 can add an ad-supported service for that? "We have a special for shooting victims tonight!"

[–] PunnyName@lemmy.world 3 points 1 week ago

"Are y'all shooting people, or helping people who have been shot? Because this past Easter..."

load more comments (1 replies)
[–] BrianTheeBiscuiteer@lemmy.world 71 points 1 week ago (3 children)

I guarantee this would turn health insurance into car insurance, where your own personal history directly affects your rates. If you have had cancer or a family history of cancer you're getting priced out of the market, without a doubt.

[–] rothaine@lemmy.zip 70 points 1 week ago (1 children)

...Which is what we used to have. And it sucked.

It's like people don't remember how bad shit was pre-Obamacare.

[–] Soulg@ani.social 29 points 1 week ago (1 children)

People dont remember that Trump was president on January 6th. They're fucking stupid

[–] Catma@lemmy.world 12 points 1 week ago

Look I just want to know what Obama was doing during 9/11. Why didnt he prevent the attack

[–] SarcasticMan@lemmy.world 24 points 1 week ago (3 children)

Don't forget to check their credit, no deadbeats need apply!

[–] thesohoriots@lemmy.world 11 points 1 week ago

Every “entrepreneur” I know does not have good credit.

And an up-to-date photo for AI to analyze your chances of falling and breaking your hip.

[–] PunnyName@lemmy.world 2 points 1 week ago

I froze my Equifax credit after that bullshit in 2017. If anyone tries to check that, it ain't gonna fly. Never unfreezing them.

[–] reptar@lemmy.world 3 points 1 week ago* (last edited 1 week ago)

It's so cool that a bunch of my family did 23 and me. I'm sure they're on top of that data

[–] zeppo@lemmy.world 69 points 1 week ago (2 children)

They’re gonna feel like entrepreneurs

Just what I want - to have to expend a bunch of time and expertise that I don't have to try to buy healthcare.

They’re actually gonna be able to go out and negotiate their own health insurance

Perfect, that's my specialty! I love reading tons of insurance policy details written in confusing legal jargon. The American people are going to thrive with this and for sure beat the big bad DEMORCAT RUN insurance companies.

[–] BrianTheeBiscuiteer@lemmy.world 22 points 1 week ago

Let me see if I can run down a hypothetical.

Me: Hey, I can't afford this insurance!

Insurer: Don't want it? Don't buy it!

[–] lightnsfw@reddthat.com 18 points 1 week ago

I was stressing out just trying to read my fucking work benefit options last week...

[–] ieatpwns@lemmy.world 48 points 1 week ago (1 children)

I don’t want to feel like a FUCKING entrepreneur I want to feel healthy without having to negotiate my health with a company that doesn’t give a fuck about anything but my money

[–] captainlezbian@lemmy.world 8 points 1 week ago

When it comes to healthcare I want to feel like a European not an entrepreneur. I hate negotiating and I'm bad at it. But even if not I don't have leverage. And it's not like they'll let you negotiate, they'll say "80% of your paycheck, take it or leave it"

[–] KoboldCoterie@pawb.social 48 points 1 week ago (3 children)

Massachusetts has had for a while a subsidy on new heat pump installations, which sounds great! We looked into getting one. Heat pumps in MA cost considerably more than in the rest of the country, because installers have largely increased what they charge to capture that subsidy for themselves as extra profit.

I predict the same effect here, with private insurance.

[–] fonix232@fedia.io 31 points 1 week ago

That pretty much happens every time any government tries to introduce an "economy kickstart benefit".

See for example, Hungary. The government introduced "CSOK" a few years back, which was basically a "start your family" free money kit - if you marry and have X kids within Y years of taking part in this program, you get to keep the money for free, no need to pay it back, otherwise it turns into a loan (with sub-market rates mind you so it's worth taking even if you don't want kids).

The amount per family was fixed, at IIRC 20 million HUF, or around $60k USD.

Guess what happened?

Property prices shot up, practically overnight, by that amount.

[–] Tolookah@discuss.tchncs.de 8 points 1 week ago

Yeah, I had a quote for a system just before the subsidy increase, and then a few years later, got another quote, and after accounting for inflation, it went up by quite a bit more than the increase.

[–] vateso5074@lemmy.world 4 points 1 week ago (1 children)

On the other hand though, while it's not quite savings passed on to the consumer, it is encouraging the installers to prioritize that technology over other less efficient alternatives. So I suppose it depends on what the end goal is.

load more comments (1 replies)
[–] Dragomus@lemmy.world 44 points 1 week ago (3 children)

So, everyone gets a jar of health insurance money, but the insurers you buy from know how much is in the personal jar and one is expected to negotiate? .... how is this beneficial for the customers?

[–] Postimo@lemmy.zip 33 points 1 week ago

That's the neat part.

[–] captainlezbian@lemmy.world 10 points 1 week ago (1 children)

It's ok because your preexisting conditions not being covered will mean you don't really have much incentive to actually buy it

[–] BanMe@lemmy.world 3 points 1 week ago

I get a $10 incentive card every year I don't break a bone. It's basically the same as insurance.

[–] reptar@lemmy.world 2 points 1 week ago

So.... it's even easier for the phone support to end up with the insurance company? Shocker

[–] orclev@lemmy.world 23 points 1 week ago (1 children)

OK, but now, what if instead of everyone using that money to buy insurance the government just bought the insurance for everyone. And then what if instead of paying an insurance company to pay healthcare expenses the government just directly paid those healthcare expenses. It would be so much simpler with a lot fewer middlemen involved.

[–] 4am@lemmy.zip 3 points 1 week ago (1 children)

The only problem is when the GOP shuts the government down again and they stop making any payments for any of it

Not that private sector insurance is good but I don’t think I want Congress in charge of my healthcare either, so they can take it away from scary brown people and create the “death panels” they’ve always dreamt of

[–] snooggums@piefed.world 10 points 1 week ago

When they write the law for single payer they can write that it is automatically funded like all of the other things that are automatically funded. The only optional things that shut down when congress can't pass an appropriations bill are things like feeding starving children.

[–] captainlezbian@lemmy.world 21 points 1 week ago (1 children)

Oh that's really fucking dumb. Like so dumb it feels like it was suggested by an accelerationist whose end goal is m4a.

[–] lectricleopard@lemmy.world 13 points 1 week ago

This is on brand for someone throwing a Great Gatsby party while fighting legal battles to ensure people on food stamps are starving.

In his head they're just winning on top of winning. "Look at all the profits for me and my friends!"

The lack of awareness is breathtaking, I agree.

[–] Fredselfish@lemmy.world 12 points 1 week ago (2 children)

Why don't we rename Obamacare or ACA to Trumpcare and he will praise and fund it. I think he just doesn't like that Obama gets credit for the ACA.

[–] snooggums@piefed.world 19 points 1 week ago (1 children)

If we passed single payer healthcare comparable to first world countries I would accept it being called Trump Care.

[–] doctordevice@lemmy.ca 9 points 1 week ago

Same, I don't give a fuck what we have to call it. This current system is beyond broken, if we need to stroke the ego of the childish narcissist so be it.

[–] billwashere@lemmy.world 5 points 1 week ago (2 children)

Make a single payer system and call it Trumpcare. I’d be ok with that since I don’t give a shit what it’s called.

[–] Postimo@lemmy.zip 4 points 1 week ago (1 children)

I’d be ok with that

Health Insurance companies wouldn't :\

load more comments (1 replies)
[–] Fredselfish@lemmy.world 4 points 1 week ago

Me neither.

[–] DarkFuture@lemmy.world 11 points 1 week ago

The Republican healthcare plan has always been the same.

Die unless you're rich.

[–] nosuchanon@lemmy.world 10 points 1 week ago (1 children)

Isn’t there this type of plan already? Isn’t this an HSA?

[–] AmbitiousProcess@piefed.social 12 points 1 week ago

Yep.

His genius plan is an HSA but your regular insurance subsidy money goes in there too and you can somehow negotiate healthcare prices yourself better than an insurance company can in a system designed to benefit insurers.

[–] Skyrmir@lemmy.world 9 points 1 week ago

We could save time and just put the money in a fund to pay for bankruptcy legal expenses.

[–] CPMSP@midwest.social 5 points 1 week ago

Longest two weeks ever.

[–] kryptonianCodeMonkey@lemmy.world 4 points 1 week ago (1 children)

I want instead of going to the insurance companies, I want the money to go into an account for people, where the people buy their own health insurance.

I... uh... what? So is he saying that people will get a cash balance from the government to use exclusively on Healthcare, kind of like HSA/FSA, and can use it to pay their private insurance premiums? Like a universal basic income but just for Healthcare? Or only some people, like those without employer insurance, are getting money? Why is this better in any way, like even playing devils advocate, I can't come up with a good reason for it.

[–] zeppo@lemmy.world 4 points 1 week ago

and yeah, if you have this balance, and can ONLY spend it on health insurance... okay, the basic plan costs exactly as much as the government gives everyone. There's no advantage in spending less since you can't use it for anything else.

Troomp is stupid enough to not see how idiotic that is, but other people in his criminal cabinet are not.

[–] RedEyeFlightControl@lemmy.world 4 points 1 week ago* (last edited 1 week ago)

My plan? That's to just give you the responsibility. Now, go plan. Such excellent and thoughtful leadership.

load more comments
view more: next ›