this post was submitted on 26 Jun 2025
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Sometimes I get mad about how we in practice have basic income for the rich. If you have a few million dollars, you can park it in zero or low risk investments (eg: high yield savings, bonds) and get free money. Then you can just fuck off and pursue your dreams. No risk. Lots of reward.
But if you're poor? Well you better take any job for any salary or you're just a parasite blah blah blah. All pain, some risk, little reward.
My ex gets an allowance from his grandparents every week. They also bought him a house.
He’d get a job for a couple years, fuck around and get fired. Only got through college because I did his homework.
He has a house, he has a fridge full of food, he can go to restaurants and order out and take weeks off for vacation.
I worked full time through college, often three jobs. I still have massive student loans. I work two part time jobs, because the career field I went into is collapsing, and I’m not welcome as a trans person anyway.
I have always worked; he has not. I sleep on a rug and stack of pillows; he can pick out whatever luxury furniture he wants.
Work is entirely disconnected from reward.
Rich people also get handed so many free things.
Put over $100,000 in the bank and they will throw free accounts, low interest credit cards, rewards, free safety deposit boxes, personal concierge services. And that’s just the start.
Oh yeah I forgot about that. One of the banks here refunds ATM fees if you have a minimum balance of $2500 (and waives the monthly fee if you have $25,000). Like, my guys, the people who don't have money need that fee waived a lot more. But the bank just wants to make money and that means appealing to rich people.
Fortunately it's not hard to find banks who have no fees for those, in the US at least.
This one is appealing in that they refund the fee even if it's from some other bank. So you can go to the ATM at the corner shop that charges $3 to withdraw, and get that refunded at the end of the quarter. Most banks don't have fees at their own ATM, but this is no fees anywhere. For rich people.
There's a few credit unions that will do that even. (With a refund limit per month ofc)
Ally Bank whoop! Online only bank. Used to be unlimited free ATM withdrawals, now $10/mo reimbursed. Plenty for most!
Wow, I must be banking at the wrong place.