Lol I'm on the visa line with Visa now, they have a prepared statement about this.
They are trying to say they only ever block purchases unless it's illegal.
They explicitly said they DO NOT moderate purchases unless it is illegal multiple times. I kept challenging her and saying it's not illegal, yet they moderate, but she told me she can only read the prepared statement and repeated it multiple times. She then told me I would have to email them to "share my perspective" and then hung up on me.