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I basically agree with this, with one important distinction worth mentioning that being black is not a willful choice, but having billions of dollars absolutely is. I would argue that if someone has so much money there is no possible way for them to spend it all in their and their progeny's lifetime, the only ethical thing to do is give the excess that can't be spent away.
In general, though, I understand not all ultra wealthy are equally bad, and those who just inherited their money and sit on it aren't anywhere near the level of those that actively influence policy for the negative. Yes there is nuance there, and yes stereotyping the whole group is reductive.
The general sentiment in OPs comment is usually rooted to in the notion that there is really no way to run a business that makes billions of dollars without underpaying or overcharging people along the way, and there is no way to justify having 100bn+ dollars all for yourself when there are so many people without. If that means those offences are extreme enough to justify murder is another question, and I agree should probably not apply categorically to all rich people equally with no deeper discussion.