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What is too high for a pending authorization charge for a gasoline purchase? (lemmy.world)

submitted 15 hours ago* (last edited 12 hours ago) by Harvey656@lemmy.world to c/asklemmy@lemmy.world

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My wife and I are currently driving cross country (US), and earlier in the day we stopped at a Pilot gas station in Tennessee.

I exited the vehicle, tapped my card on the thing to authorize my card and pay, got about 30 bucks of gas, then went inside and paid for a drink and snacks with a different card.

300 miles later, we stop at another gas station and while we do we check our cards and notice a 150 dollar charge on the same card used for gas at that exact Pilot. Strangely the 30 dollar charge for the gas was there too. We immediately call our credit card company and they say its a pending charge and cannot do anything about it until its went through, so we pause the card.

I call the gas station itself and spoke to a manager, and was told its an authorization charge and will go away. 150 dollars is a crazy amount for an authorization charge and makes little sense to me, has anyone ever experienced this before? Is it normal?

(Meta: I didn't know where else to put this, but wanted to ask my fellow Lemmites, is that okay?)

Update: The charge has been removed from our account, so alls good. This is the first time I have ever seen an authorization charge so big, so it scared me, thanks to everyone for informing me on these charges, I'll know to keep my eye out in the future and not worry so much!

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[–] Quexotic@infosec.pub 5 points 11 hours ago

My understanding about this and if I remember correctly they charged the maximum amount that the pump will let you pump so if the pump will let you pump 50 gallons they authorize the dollar amount for that amount of gas.

After that they charge the amount of gas that you actually get and delete the first charge. Normally this happens fast enough that you don't ever see it on your account. If you were in the middle of nowhere though, they might have been using tile up for their credit card system and that could delay things.