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Scares hell out of my wife as well. She's foreign and thinks she's getting ripped off. Having hell explaining to her how this works in America.
Used to be $50. $150 sounds pretty crazy, but ultimately shouldn't matter. I guess. ๐คท๐ป
Its credit, so i suppose it doesn't actually matter unless your card is super strict or something, still 150 is a scary amount for most Americans to see just suddenly charged. Even if its temporary.
Wife saw $50 and flipped her shit! That used to be the normal charge, your post made me realize it's way higher now.
My condolences lol.
Think of it as not even being charged. The hold/pre-authorization is just there to make sure that it can charge you that much if it needs to, but it never actually does charge you. It just tells your bank/card issuer that it might want to charge you up to that much.
Hotels and rental cars do this with huge amounts, too, to make sure that they can charge you for the stuff you charge to the room or if you keep a rental car for an extra week. But you don't actually get charged for it until the merchant determines you did use those extra services for those extra charges.