this post was submitted on 16 Nov 2025
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My wife and I are currently driving cross country (US), and earlier in the day we stopped at a Pilot gas station in Tennessee.

I exited the vehicle, tapped my card on the thing to authorize my card and pay, got about 30 bucks of gas, then went inside and paid for a drink and snacks with a different card.

300 miles later, we stop at another gas station and while we do we check our cards and notice a 150 dollar charge on the same card used for gas at that exact Pilot. Strangely the 30 dollar charge for the gas was there too. We immediately call our credit card company and they say its a pending charge and cannot do anything about it until its went through, so we pause the card.

I call the gas station itself and spoke to a manager, and was told its an authorization charge and will go away. 150 dollars is a crazy amount for an authorization charge and makes little sense to me, has anyone ever experienced this before? Is it normal?

(Meta: I didn't know where else to put this, but wanted to ask my fellow Lemmites, is that okay?)

Update: The charge has been removed from our account, so alls good. This is the first time I have ever seen an authorization charge so big, so it scared me, thanks to everyone for informing me on these charges, I'll know to keep my eye out in the future and not worry so much!

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[โ€“] snooggums@piefed.world 4 points 12 hours ago (1 children)

As explained to me, the hold is there to make sure you have enough in the account. Once the charge goes through with the actual amount the hold should go away so you don't have both at the same time.

I see people saying this is normal but I have never seen both the hold and the charge at the same time.

[โ€“] Evrala@lemmy.world 2 points 12 hours ago

It depends on who you have for a bank. I know cash app cards will sometimes leave the hold for 5 business days.

Cash app will also leave a hold if the charge is denied for lack of funds, it'll just put a hold on whatever is left in the account.