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I think an easier interpretation than the "owners vs workers" in this day and age is, are they billionaires. If you're not a billionaire or close to it, you should be on the side of the working class.
The billionaires that make up only 1% of the population ans own nearly half the wealth of the entire world are the problem.
You don't need to be a billionaire.. 10 million plus is sufficient to never have to work again if you are not absolute degenerate and know how to manage money.
100 million if you have to cosplay being "rich"
1 million is commonly agreed upon in the FIRE community as the number to hit to have a confortable retirement in perpetuity. Following the 4% rule, you could withdrawal $40k each year to live off of and would almost certainly not run out of money before you die, even accounting for inflation.
That number doesn't math... Unless you also have a paid off house.
Why not? I lived on about 20k last year. I live in a camper van most of the time, so no rent for me. But even paying (imo, a rather exorbitant) $1000/mo for a studio, you are still only at 32k per year.
You CAN do it but that sucks. 40k a year is not enough money unless you're happy to live like you're poor, but just don't have to go to work every day.
Financially independent, sure. But I don't plan to retire to sitting in my van reading a library book eating rice and beans until I give up the ghost, you know? Color me entitled, but I think we can draw the hypothetical lines a little higher than you have set them for you.
This year I spent 3 months rock climbing in mexico, then travelled to Utah to hang out with friends in the desert and go canyoneering, then went to Yosemite. Now I am back home in Denver. I travel to beautiful places, cook tasty and healthy meals for myself (eggs for breakfast, pork burritos for dinner), occasionally go out to bars or restaurants or to concerts, have fun riding my motorcycle, and engage in quite a few DIY projects.
I honestly don't understand where people spend all their money. I have an awesome life on $20k. I assume they are spending it on self-medicating or something.
My very affordable mortgage (2.175% interest, thx COVID) with insurance and small savings for house repairs is 3k per month. I've got a wife, a dog, and 2 kids under 5. Daycare costs are about $600 per week for us both to work. Groceries with fresh produce for the kids and not much out of a box or can (and diapers and wipes) are about $800 per month. Yeah it's gratuitous for groceries, but I ate a ton of hot pockets and lunchables and shit like that as a kid, but my kids don't have to.
I'm already at 75k per year right there.
We own our cars outright, we are healthy and no medical payments, and we don't regularly eat out. We have extended family overseas. One or two vacations a year (visit family every other year). We don't spend money to medicate in any fashion :).
I remember living fine on 24k per year when it was just me on grad school, but now it takes a hell of a lot more. People can and do make it work for less, I wouldn't personally want to downsize to retire earlier.
Oh right, I forgot. Don't have kids. Worse than buying a boat, I've heard.
I guess I'll find out!
Housing mostly
Right. As I noted in a previous comment, you could spend an additional 12k per year on a studio, and still come in well under 40k.
$10M and up would probably qualify. Below that, people would still need to work to maintain what they have with some measure of comfort and dealing with risk, inflation. Above that, they should be able to be self sustaining without working for a paycheque.
Honestly you can just remove the ambiguity and put the number right at 1 billion dollars of net worth. Up to that point is obscenely wealthy, but a billion is the line that guarantees the majority of your wealth came directly from the exploitation of the masses.
You can't ethically make a billion dollars as an individual when the working class sees 1/10,000th of that in a year as doing fairly well in most areas.
Ethically, the bar is much, much lower. By the time you have $25M net, you had to have exploited someone to get there and you'd have the clout to make at least local politics bend in your favour.
Chill out, dude. Somebody's gotta fund your revolution.
Eh... There's definitely ways to obtain that much without exploitation, although rare.