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The issue here isn't about charity for the less fortunate. Many of the people begging make a decent living (from begging), and moreso than those working shitty service jobs. I don't want to give money to someone that dresses homeless and puts on an act. I would happily give money to anyone that genuinely doesn't know where they will sleep next week, or where their next meal is coming from.
The problem is that I'm not in a position to evaluate that. As such, I would rather give money to food banks and the like, since they are in a better position for that.
This is such a bad take. If it's so profitable why don't you quit your job and go beg for a living? Someone is asking for help and your response is to question their worthiness or intention?
Someone is asking for help. Help if you can. It's not easy to get out their and hold a sign belittling yourself and putting your fate in the hands of strangers. Have a little humanity.
My perspective is, if someone is walking around asking for money and I'm not, they probably need it more than I do.