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I had a lady come up to me in the grocery store with her child and ask very quietly in very broken spanish/english to help her buy food for her and her daughter - who looked to be about 2. My first reaction that I acted on was to say sorry and walk away. Then it hit how cold and callous that was. Even if she was a scammer, that is not an easy way to make money. So I found her gave her $20 and walked away. A few minutes later I saw her with a cart and some food with a smile on her face.
My opinion is that if I have a bit of money that I can do without there is someone that could do with it I'll let them have it. The money may go to a scammer from time to time and I know in the past it has, but if I can help one genuinely needy person I do what I can, not going to let the shit bags (both scammers and politicians) keep me from trying to help