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This is my thinking too. I had a housemate who earned the same as me and paid the same rent, and yet every month he managed to spend all his money while I saved a good chunk. Our pay was okay - not loads, but we lived in an area with a relatively low cost of living so the money went much further than it would elsewhere, so at least saving up a safety net should've easily been doable. I suppose it didn't help that he took every opportunity to go on holiday half way around the world... I don't think I'm miserly, I just don't buy random stuff I don't need. I also refuse to use Amazon, which probably makes things easier.
okay, but what if you die in an accident and didn't use up your money you worked hard for. would be a real shame. the thought alone makes me want to be immortal
It wouldn't be a shame, I'd be dead. I can't worry or be upset about anything then. I get your point though - no point saving up money just for the sake of it. I'd like to buy a house eventually so that's something meaningful to work towards, but I don't think I would have any regrets about not accumulating random stuff if I died tomorrow.
well, it doesn't have to be random physical things, but could be tickets for events, gambling, etc. i like to gamble a bit on the stock markets, for example. it's like horse racing, but you can decide where the finishing line is.