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Why I think so or why it gets me weird looks?
Healthcare is expensive. For public healthcare, it's always a balancing act between how much to tax, and how to distribute taxed funds. I don't want sky-high taxes (already live in Finland, not exactly a tax haven); and 100k€ spent on e.g. education is better than 100k€ on a treatment that will likely give someone a year more of life.
For insurance, same, I just don't want to pay as much as "truly full coverage" would cost. I wouldn't grudge more costly premium plans for other people though.