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There are people who are always lucky, and those who are unlucky. The lucky ones tend to win more coin flips, have less accidents, and if they fail it will be upwards.
"Luck is where preparation meets opportunity."
That has really stuck with me. It isn't so much that some people "always get lucky' it's more true to say they are more prepared to catch the opportunities that happen.
I've known plenty of very prepared people over the last 60 years to know that opportunity doesn't show up for everyone nor can they make it happen. There is always some luck, good or bad, that happens in people's lives.
I'd use myself as a counter example. I'm pretty lucky in life. I've got a decent job, I can pay the bills, I've got a wonderful wife and supportive, friendly family. I'm doing better than the vast majority of humanity.
Games of chance? Unbelievably bad. Statistical anomaly. It once took me 25+ tries to win on a 30% odds lottery ticket.
I'm pretty much the same, but for the games of chance; As long as the prize isn't monetary, I tend to do really good. Coin flip because two people asked the day off and only one can take it? Sorry for the other guy.
Another thing that I'm really good at is pushing a button. If for some reason something doesn't work after pushing a button (either computers or machinery), just complain to me it isn't working. I'll ask if I can try, and somehow it always works. Actually a very usefull skill when I worked as an operator in various chemical plants. Coworkers had mixed feelings about it tough.
Maybe the win percentage of lucky and unlucky people are the same, but lucky people win when it matters most, while unlucky people when there is nothing important at stake