this post was submitted on 12 Nov 2025
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But we're not talking about getting money in the future. We're talking about getting full ownership of a house in the future, while being able to live in it for the full 50 years that it is being paid off.
The bank also isn't talking about getting money in the future, they're getting a steady revenue stream for 50 years.
So, I don't see how this really applies to 50 year mortgages.
Yes we are. In a mortgage the bank gives you the money today, for the promise of payments in the future. So for a bank far out payments are nearly worthless today. So they will not give you better conditions for a 50year mortgage compared to a 25year one.