this post was submitted on 03 Sep 2025
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You're right, the problem is more than the cutoff, its that medical insurance is tied to employment. Say someone loses their job due to no fault of their own; company is downsizing, work is automated, the CEO buys into the AI hype to replace workers, or theres unforseen funding cuts to the organization. Then you're out of a job and don't have health insurance. Maybe your entire industry isn't hiring anymore, and the local coffee shop that's hiring doesn't offer any benefits. Of course, they won't hire you anyways because why would they want someone with an advanced degree when they expect you'll just leave as soon as you find something better. Or you need 3 years prior experience as a barista before being considered.
They need to offer lower cost personal health insurance. That is what Obama Care did but it penalized people without insurance. That part was removed later down the road. The issue is that not enough people signed up. The Gov. was basically trying to force people into signing up and that doesn’t work. Why sign up if you already have health insurance. People stayed at their jobs due to 2008 crash.