Games
Welcome to the largest gaming community on Lemmy! Discussion for all kinds of games. Video games, tabletop games, card games etc.
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Related communities
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Video games
Generic
- !gaming@Lemmy.world: Our sister community, focused on PC and console gaming. Meme are allowed.
- !photomode@feddit.uk: For all your screenshots needs, to share your love for games graphics.
- !vgmusic@lemmy.world: A community to share your love for video games music
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Language specific
- !JeuxVideo@jlai.lu: French
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I worked a little bit for a company that worked with payment processor networks. This is my understanding (and don't view this as a defense of them, I don't necessarily think they're good). There are a ton of banks. Every bank having their own POS machines would be difficult. Imagine going to one that doesn't support your bank. So payment processors sort of provide that bridge so devices only need to know how to talk to one (or a handful) of networks and the same for the banks.
Payment processors: "I deal with the god damn customers so the ~~engineers~~ banks don't have to. I have people skills; I am good at dealing with people. Can't you understand that? What the hell is wrong with you people?"
Maybe there needs to be more competition in the payment processing space.
We can't have competition, that's bad for business.
And so the point arises, what do these companies provide that standardization doesn't?
The excessive fees.
There are standards already for the format of some of the messages. These options being subpar is how we got things like PayPal originally, so who knows.
There is this (slow moving, far off) EU project that hopes to bring a new standard. It doesn't read like they've got a complete solution at all, but the principles are comforting at least!
https://www.ecb.europa.eu/euro/digital_euro/html/index.en.html