this post was submitted on 18 Jul 2025
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I'd say they're the same thing colloquially for many (physical currency), though your point is correct.
If my kid wanted a quid to go on a ride I might say 'I've no cash on me' or 'I've no money on me', even if I had my bank card, which is money by the correct definition.
I would definitely only use "cash", "change", or "bills" when referring to physical currency, but it will of course vary regionally.