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Dude, you are rich.
Depends on who I compare myself to and how one defines “rich.” To me, it means someone whose passive income exceeds their spending - and I’m nowhere even close to that… yet.
Yeah I think that's where the distinction between rich and wealthy comes in. You still have to work for a living and are closer to homelessness than renting out Venice for a wedding (for instance).
This exact question from this thread is how rich are you and 34 months is quite wealthy.
It’s an important distinction where I’m a potential counter example. I admit it. I earn what ought to be a comfortable living but poor choices in the past (and probably still) mean that I’m only a couple months from financial disaster. And since it would affect my kids education and my old age, the affects would be major. I am clearly not wealthy, mostly due to my own choices
Surely it depends how you live though. A guy spending just £15 a week on food and living in a tent is not wealthy just because they have £2k in the bank which will cover them for a few years.
That’s a bit of an edge case but why not? If they earn enough to live the way they want, are secure from immediate financial catastrophe, and can afford some luxuries, then maybe they are wealthy, despite being subsistence
Meanwhile someone can earn a nice fat six figure salary but be over mortgaged for house and car, not living comfortably, and paycheck to paycheck on the edge of financial disaster. They’re poor, despite it being by their poor choices
Wealth is freedom from want and financial anxiety
I used to rent a single bedroom in an overcrowded house share, didn't learn to drive because I couldn't afford it.
Had over a year of expenses saved, hardly makes you rich.
Nearly everybody who speaks English is rich. We just have no clue who poor other parts of the world are and so think of ourselves as poor.