this post was submitted on 05 Jul 2025
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Original question by @GrumpyDuckling@sh.itjust.works

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[–] jubilationtcornpone@sh.itjust.works 8 points 1 day ago (1 children)

Scheduling bill payments through my banks online bill pay. I will pay bills with a credit card when I absolutely have to. I don't use ACH autodraft at all if I can avoid it. Online bill pay is usually free, it helps centralize all my bill payments, and if there's a problem I just call the bank instead of having to mess with the vendor.

It also helps make sure I don't forget to pay a bill, which my ADHD brain would do all the time otherwise.

[–] AA5B@lemmy.world 2 points 1 day ago* (last edited 1 day ago)

Automating bill payments had been such a huge change for my life - I was only sporadically able to maintain good habits but now everything just works. Minimal effort, maximum gainz!

But I’d also include

  • tap-to-pay means I never have to carry cash, never have to pay exhorbitant atm fees, don’t even need to carry my wallet
  • online payments - even people you’d normally expect to require cash, will now take Zelle or Venmo or PayPal. No cash needed. This winter I had neighborhood kids shovel driveways that took Venmo!
  • Square. Yes, now we can even go to festivals or farmers markets without paying ridiculous fees for cash or the risk of carrying cash. My kids scout troop was an early adopter and for several years made huge donation money as one of the few booths to take credit card.