nick

joined 2 years ago
[–] nick@midwest.social 0 points 3 hours ago (1 children)
[–] nick@midwest.social 6 points 6 days ago

What a bitchboy

[–] nick@midwest.social 2 points 1 week ago

Bleh sorry to hear that.

I didn’t declare bankruptcy, but it fucked up my ability to buy a house in 2017 (and again on 2020), so i had to cash out stock and pay cash for the first one, and get an FHA loan on the second (lol).

The black mark fell off after 7 years so I can buy one now, it was just kind of a pain.

[–] nick@midwest.social 1 points 1 week ago

14 as of today I believe.

[–] nick@midwest.social 9 points 1 week ago (2 children)

It gets even worse for me.

Since I knew I couldn’t afford it, I tried to setup a short sale when I found someone who was interested. that’d mean chase would lose about 10k on the 120k mortgage.

So I went through the tedious process which took about a month, and just as we were ready to go chase changed my case handler. So I had to start over with the new person, for reasons that were not provided. So fine, I did.

Month later, THAT person switched off and I got a new case processor to take over, and when they told me I had to start over I literally said “you can fuck yourselves, in walking” and I never spoke to chase about the house again. Couple years later the foreclosure finally went through, and instead of 110k they got… 22k from the sheriffs sale.

My step mom worked at chase in the mortgage dept at the time, and later told me this was SOP for short sales at the time. They were uninterested in actually doing it, just jerking me around until I quit trying.

Motherfuckers.

[–] nick@midwest.social 1 points 1 week ago* (last edited 1 week ago)

Ha apparently I downvoted that when it happened

[–] nick@midwest.social 49 points 1 week ago (4 children)

I’m flopping what someone else said and goin with: buying a home in 2008. “Build equity! Stop renting”

Then the economy collapsed, I lost my job, moved to California for work after listing my house, could not afford Bay Area rent AND my mortgage, and the house got foreclosed on.

Fuck Chase fuck banks fuck the economy.

[–] nick@midwest.social 0 points 1 week ago

Yupppp. “Greatest country in the world” and we’re not even the greatest country in the hemisphere.

[–] nick@midwest.social 3 points 1 week ago (3 children)

Just sack up and say “Americans are egotistical” instead of couching it in a cowardly question.

No one would argue that point.

[–] nick@midwest.social 1 points 1 week ago (1 children)

Just wait 20 years. It’ll be underwater.

[–] nick@midwest.social 1 points 2 weeks ago
[–] nick@midwest.social 1 points 3 weeks ago

What we really need is action but we are too cowed.

view more: next ›