Clasm

joined 1 year ago
[–] Clasm@ttrpg.network 27 points 4 days ago

Just spit balling here, but they probably tune the AI for different thresholds between return and rent out so that they can rake in the damage fees for things that "weren't there" during the first AI scan.

[–] Clasm@ttrpg.network 2 points 1 week ago

Between this and the EPA regulation rollbacks, were going to see a whole lot of bloody dead Americans.

[–] Clasm@ttrpg.network 12 points 1 month ago

Congressional Republicans continue to gargle Trump's balls. More at 11...

[–] Clasm@ttrpg.network 4 points 1 month ago

Wouldn't be the first time, if true.

[–] Clasm@ttrpg.network 29 points 1 month ago

I generally reframe it from a perspective even they think they understand: Money.

Governments want their money. Less Population = Less Taxes for them to take, ergo, no government is trying to lower their population. And do they, the audience, think that the government is willing to have less money?

I don't think so!

[–] Clasm@ttrpg.network 1 points 1 month ago

Yeah, stupid people who lack empathy only get to run for the Republican ticket!

[–] Clasm@ttrpg.network 2 points 1 month ago

Good though they cut finding to that, too, then.

[–] Clasm@ttrpg.network 1 points 2 months ago (1 children)

The only thing that can possibly affect your score in that sense is if you ONLY have a loan, no revolving credit, and you pay it off - now you have no credit utilization at all, which potentially could ding you a bit, but not much. That's also not very common - most people have several credit cards and few loans, if any.

Ah, that would happen to be my exact experience, oddly enough. I don't have any credit cards and payed off my car loan early because the bank was playing games with automatic payments.

[–] Clasm@ttrpg.network 0 points 2 months ago (3 children)

It's moreso a rating of how much potential cash they can extract from you over a lifetime in the form of interest.

That's why, if you always pay off your debt balance before interest accrues, it actually lowers your score.

[–] Clasm@ttrpg.network 7 points 3 months ago

Thankfully, most of that shit is still on magtape, so actually have to work for it.

[–] Clasm@ttrpg.network 88 points 3 months ago (1 children)

The people who made fun of you won't be laughing when they share 50% of the blame during the damage claim phase of an accident.

[–] Clasm@ttrpg.network 14 points 3 months ago

And brain worms running the health department...

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