Buy a car, finish paying off a loan, get a shed and greenhouse in the back yard, some landscaping
this post was submitted on 13 Nov 2025
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Medical and credit card debt. Whatever's left over will prolly be spent on Steam and Google Play gift cards, and also to load up my bus fare app so I'm set for a while.
Goodbye student loans! If there's money left over I'd have to decide between something hot to wear for the wife (and maybe for others) or replacing my terrible and broken computer monitors. But let's be real the only thing left over will be debt.
Give 1000 dollars to 19 people and then rack up a 1000 dollar bar and food tab for myself.
Reduce my mortgage principal by 10k, then invest the other 10k with whatever interest earned to be used to reduce the principal further.
Health insurance
Does it works if I get it back latter doznpayement for a 2 million house, with a "provided mortgage is approved clause". 2 weeks latter tell that the bank doesn't follow. Too bad I am not rich.
Alternative is a second hand ultra light plane, wit. That budget I may buy something cool.
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I'd go to the warehouse store and load up on non-pershable food items my family uses for no more than $1000, then donate the rest to Wikipedia so I never have to see Jimmy Wales' face again when I'm looking up tin pest, Rob McElhenny, or Regulate (my most recent three Wikipedia pages in my history).
Ill buy a shit ton of gold with it
If I could find one cheap enough and get everything settled in a day, I think my family needs a new¹ vehicle more than me being selfish.
I was gonna leave a comment about all the things I would buy, but I stopped for a brief second to consider I wouldn't have the space in my room for everything I want. All the manga, games, and CDs I'd end up buying. Though, getting a tall plastic storage tower is an absolutely nonnegotiable thing I would buy without question before everything else.
¹ new as in something that fits our needs and doesn't need a lot of maintenance immediately after being bought just to get it running.
Probably use it to pay off debts so my monthly stability is massively increased.
Sounds about enough for a decent down payment on reliable vehicle. Then I would still have to pay off whatever is left and make insurance payments and licencing tax, so ironically if I magically made 20k, I would end up spending more than solving anything.
It speaks a lot of today's world when so many replies were about some type of debt or replacement of assets. My gut feeling is if the rules don't require a tangible purchase (aka Brewster's Million) putting the bulk into something that will grow the base amount is the best option. But it depends on any debt and its interest rate, as removing that expense is usually the best move as their rate is going to be far greater than any interest you can gain.
My 40,000 of debt probably
Pay off my car loans.
20,000€ of service (idk making a sandwich or something) to our significant other that way we reap the reward of having money and it wouldn’t expire as it is considered spent.
Fr tho, would pay back debts to our friends who have helped us, donate some to the community, buy A BUNCH of food for the fridge, buy a bunch of stuff off of steam, new PC for us and significant other and a NAS. Hey a bunch of clothes, etc. any money left over we’d buy physical silver or gold and once time is up we would sell the physical worth back.
Hookers & blow!
Put it in retirement accounts.
That's saving, not spending... Those things don't hit the accounts for something like 48 hours.
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Finance prople, Is it wrong to not spend and keep it at my bank, just in case I suddenly decide to move to France, or I get sick or finally have the guts to start my dream business, or I die so my family can have it?
Pokemon cards and baseball gear for my son
gold
I’d get a $20k camping trailer
Stocks.