this post was submitted on 04 Jul 2025
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Showerthoughts

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A "Showerthought" is a simple term used to describe the thoughts that pop into your head while you're doing everyday things like taking a shower, driving, or just daydreaming. The most popular seem to be lighthearted clever little truths, hidden in daily life.

Here are some examples to inspire your own showerthoughts:

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I was watching two people buy ice cream using their phones today. It occurs that they can only do that because the central bank that controls their phone apps/bank account hasn't frozen their favors.

If money represents personal favors between two people, introducing a third party into money means someone else can show you disfavor (heh)

Fiat money is "controlled" centrally, but not each transaction.

Digital Fiat money is both "controlled" centrally, but each transaction must be approved by a third party (outside of some fringe distributed ledgers).

Like if you were a human rights reporter in a war torn country, and you tried to buy ice cream... maybe you couldn't anymore, all your favors have been expired.

Full Disclosure - I've been influenced by this great book https://en.wikipedia.org/wiki/Debt:_The_First_5,000_Years

I had this thought in a swimming pool, and not a shower, but a pool is shower adjacent so I thought this might count.

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[–] majster@lemmy.zip 6 points 9 hours ago

Canadian antivax protests come to mind. They froze transfers in support of the movement. It was a popular move back then but the same mechanism can be used in other instances as well.

[–] 6nk06@sh.itjust.works 5 points 9 hours ago (2 children)

If banks started to prevent people from using their money, you would have way bigger problems than buying ice cream.

[–] majster@lemmy.zip 9 points 9 hours ago

It happened during canadian antivax protests. Many people cheered that antivaxxers were shown their place while forgeting that every stick has two ends.

[–] jet@hackertalks.com 4 points 9 hours ago

They already do, just some people. Like the ICC prosecutor that was sanctioned by the US and can't have email service, bank accounts with any organization that wants to do business with the USA. I think thats the reason Germany is dropping microsoft.

[–] Kyrgizion@lemmy.world 2 points 9 hours ago (1 children)

As you already correctly pointed out, fiat money is almost as bad as digital currency for largely the same reasons.

There's gold, silver, and everything else is credit.

[–] jet@hackertalks.com 3 points 9 hours ago

The one benefit of Fiat physical cash is anybody can use it, it has no opinions on its owner. But yes, its very much a economic weapon wielded by countries.

[–] DrunkenPirate@feddit.org 2 points 5 hours ago

Great book. Gave me new thoughts about money and avoiding credits/mortgage