Can you give me an example of which distro/hardware change gave you a black screen? Because unless it was Gentoo or something you built the kernel yourself a black screen is extremely unlikely. Unlike Windows which requires drivers for everything, in Linux the drivers are baked into the kernel, so any hardware change should just work out of the box (there are some caveats to get the best possible driver, but even the included driver should be more than enough for almost anything except heavy use on Nvidia GPUs).

I agree that on average the Linux user has more technical expertise than the average windows user, but that's mainly because the average user doesn't choose their OS. If you take into consideration only people who actually chose their OS, I think it's very similar.

And OP talked about his experience doing that, the default windows driver gave him a crappy resolution, and he had lots of issues getting the right driver and making it work. You skipped all of those issues because you knew beforehand which was the correct driver, and pre-downloaded it.