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Anyone miss all the colors? (lemmy.world)

submitted 9 hours ago by Mickey7@lemmy.world to c/memes@lemmy.world

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[–] Knock_Knock_Lemmy_In@lemmy.world 3 points 7 hours ago (2 children)

Also red cars have higher insurance premiums.

[–] Bahnd@lemmy.world 7 points 6 hours ago* (last edited 6 hours ago)

Note to self, car insurance is run by orks from 40k...

Because painting things red makes them go faster.

[–] Nollij@sopuli.xyz 4 points 6 hours ago (3 children)

This is (mostly) a myth, and dispelled by (among many others) Progressive and Allstate. How would they even know? Color is not part of your VIN, and is not something they will usually ask.

However, there is one small kernel of truth - sports cars, which genuinely are more expensive to insure, are far more likely to be red. But they would be the same price in blue, silver, or black.

[–] Knock_Knock_Lemmy_In@lemmy.world 4 points 6 hours ago (1 children)

Next time you get an online quote, experiment with the car details. You'll be surprised.

Actually white cars are now starting to have higher premiums, because Teslas are more likely to crash into them.

[–] Nollij@sopuli.xyz 3 points 5 hours ago (1 children)

How would I do that when they don't even ask the color?

[–] Knock_Knock_Lemmy_In@lemmy.world 1 points 4 hours ago

Then that insurer is cross subsidising their risks. Find a different insurer that does include color in their pricing models.

[–] Onomatopoeia@lemmy.cafe 1 points 5 hours ago

Color is absolutely part of VIN.

But your point stands.