this post was submitted on 29 Oct 2025
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How do you deal with 2fa? For capital one in particular, I don't believe there is an option not to use their app, and the other banks that I use are in the same boat or adamantly recommend to use their app.
I don’t understand your question. Why would 2FA be a problem? Every password manager supports it. I almost never use my mobile for 2FA, unless I’m away from my laptop. As for Capital One, you can log in using the website from any browser.
Furthermore, since Linux phones run Linux, there’s nothing stopping you from running Android apps on Linux phones.
If their bank is anything like my bank, you NEED to have the mobile app installed to login with for online banking.
The standard for banks like capital one is, in order to login in a browser you must use their app 2fa, they do not support third party 2fa methods, and their app doesn't work under compatibility layers. That last part may come with a workaround, but my earlier point is that the normal end user wouldn't feel comfortable using such a thing if it is not officially allowed.
They also claim you can use 2fa by SMS, but that is first and foremost wrong since it isn't an option for payment portals, and secondly insecure.
A normal end user wouldn't be using a Linux phone.
I guess it is a matter of semantics at this point, but i take the year of the Linux phone to be when a phone running a Linux os is viable for the masses, which as my original message states is at least 10 years out.