this post was submitted on 29 Sep 2025
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[–] pycorax@sh.itjust.works 7 points 7 hours ago* (last edited 7 hours ago) (3 children)

I'm not sure how it works the way where you live but where I live, the way the banking apps are implemented completely violate MFA. They rely on SMS verification which is absurd since if you're phone is already compromised, no doubt your SMSes are too. There's no true multi-device authentication in place and this has led to a huge number of victims being scammed after their devices get compromised by a phishing attack.

The desktop and phone are both insecure, proper security should not have all your eggs in one basket.

[–] DreamlandLividity@lemmy.world 3 points 1 hour ago* (last edited 1 hour ago)

Well, yes. But then again, I would trust my GrapheneOS phone not getting compromised over 3 linux devices. MFA is not some ultimate solutions and it is a pain to use.

Yeah, SIM swaps are a concern too.

[–] Auli@lemmy.ca 1 points 5 hours ago

The phone is not insecure because of all eggs on basket.