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YouTube is now flagging accounts on Premium family plans that aren't in the same household
(www.androidpolice.com)
This is a most excellent place for technology news and articles.
Youtube doesn't let you download the videos directly. If they did, you'd be right. The fact that the original yt-dl was shut down by Youtube kinda disproves your point all by itself.
You’re downloading videos every time you watch a video on YouTube.