this post was submitted on 26 Jul 2025
1127 points (99.5% liked)
Technology
73349 readers
4135 users here now
This is a most excellent place for technology news and articles.
Our Rules
- Follow the lemmy.world rules.
- Only tech related news or articles.
- Be excellent to each other!
- Mod approved content bots can post up to 10 articles per day.
- Threads asking for personal tech support may be deleted.
- Politics threads may be removed.
- No memes allowed as posts, OK to post as comments.
- Only approved bots from the list below, this includes using AI responses and summaries. To ask if your bot can be added please contact a mod.
- Check for duplicates before posting, duplicates may be removed
- Accounts 7 days and younger will have their posts automatically removed.
Approved Bots
founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Getting money to organizations outside Canada and the US, once you remove credit cards and paypal, is exclusive to wire transfer from within Canada. If i want to get my money to any entity outside of Canada those are my options. None of these alt payment providers exist in Canada, and we are barred from buying crypto from our accounts.
~~JCB seems like the Interac system here in Canada, which I doubt Steam would take payment from. Its essentially a bank transfer~~. Nope, apparently JCB is a Credit Card company like Visa et al.
Yeah, JCB is not available in the Americas
collapsed inline media
And wiretransfer is expensive af to and from the sepa banking system so you can barely pass it through Europe.
JCB is Japanese so idk why we get it here in NL. It’s also not a credit card company they just issue them
I have seen like 40-50 different payment platforms over the years and different methods of paying which all don’t require a creditcard (I haven’t had one for years due to having one causing issues with getting mortgages here in the Benelux) So I would assume that countries like Canada and the US would have more options as well in the end they are rich and developped nations.
Unfortunately rich and developed countries with an iron grip on the markets by a few billionaires that control them you see. They ensure our options are limited.
Canadians have very limited choices in terms of services. Even our grocery store shelves are bought out by major corps and local options struggle to get their products on the shelves.
As another example, our banks have no interpayment systems outside the interac system, and they have no standard apis for payment services. So things like apps for managing budgets involve downloading a csv after our billing date passes and a lot of manual work. Most banks offer their own budget apps and they only work with their services.
We have effectively have 3 phone and internet providers.. or little guys that resell access to the big 3.
The monopoly man won the game in Canada.
Hmm, in the US, people have at least Simplefin to connect their banks to Actual Budget f.e.
Man it sucks to live in Canada as well it seems, probably the best thing you can do is buy local as much as possibile and if they still accept cash use that.
That is how I do it yes. As much as feasibly possible. I do really miss the local PC shops and electronics stores.. sadly my options for that stuff now are Staples, Best Buy and Amazon...