this post was submitted on 24 Jul 2025
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The discounting part isn't really true as of 2022.
https://www.cbc.ca/news/credit-card-surcharge-faq-1.6610356
The only significant revenue streams for most credit card issuers is Interchange fees, Annual fees and Interest. As only a lower flat network fee exist for Interact, merchants are the only ones that would logically offer anything for customers using them. But the difference really doesn't seem to be worth them bothering giving people 2-3 tier level pricing.
To put it into numbers at $100 transaction it's like 6 cents for a interact and $1.5-2 fee for a credit card.
Appreciate the clarification. Guess I missed the memo when they changed that a few years back!