this post was submitted on 24 Jul 2025
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My chequing account is tied to a credit margin. Any overdraft is added to the credit margin which I can pay off later.
The other thing about CCs is the security of having extended warranties, travel insurance, fraud protection, etc.
Interac has things like extended warranties and fraud protection, it's just not 'generally' as good. Like here's one from a mid sized CU in BC, community savings, talkin bout some of the perks. The extended warranty part reads as:
That coverage is better than some CCs from what I can tell, as many CC's cap it at one extra year.
That's pretty damn good!