What I mean is if you depend on paid services for things like email or your password manager, you have to be able to guarantee that you will always be able to pay for it or else you will be locked out of that critical service to some extent. For example if you were to sign up for Tutanota and have one email for personal use, another for healthcare, and another for banking, and then at some point you are either in a tough financial spot or your payment method gets lost or stolen, you might lose your email for critical services.
Simple login doesn't have this issue because they promise that even if you stop paying you get to keep the aliases you've made. But most services don't operate like that.
I know the default answer would be "what are the odds you won't be able to afford $10 a month". For context I am poor and have always been poor, so it's very easy for me to understand that even if I become successful there will always be the possibility that I might lose everything, and the whole point of security is preparing for when bad things happen, even if they don't.
I'm curious if anyone else shares this opinion, because I haven't heard anyone else in the privacy space talk about it. Probably because most prominent people aren't dirt poor and don't factor that into their threat model.
Again more details would be really helpful. I don't know what platform you're selling commissions on, or what kind of commissions you are doing, but for receiving payment without giving the client your information there are a few options.
• The most private and anonymous option would be to use the cryptocurrency called Monero, which would require convincing each client to use Monero, so not very practical but it is definitely the most private (other than cash)
• Another option would be to use a service like PayPal. In order to do this you would need to make a PayPal business account, which hides your name and personal information from the buyer. I'm not a fan of this option because you have to give a lot of info to PayPal including a photo of your ID, and they probably sell a lot of data to advertisers. However if you don't care about that then PayPal might be the most convenient option. (Just a heads up, you have to make a business PayPal account on the desktop because the mobile app doesn't work properly for that)
• I think there are other services that might work similarly to PayPal, like maybe cash app, but I'm not super familiar with those. They might be better options though, so I would highly recommend you do some research before making a decision
None of these are related to whatever platform you might be using, because you haven't told me. In the future if you ask for help on a forum, please be much more detailed with your question. I want to help but it's near impossible when I don't have all the necessary information