It varies so much from day to day, if I even notice that I skipped a meal (not breakfast, mkay? I literally can't skip breakfast). Sometimes I'm in the zone and don't notice that lunch time was like 4 hours ago. Other days I can get really irritated that I haven't had lunch yet and it's another hour until I'm supposed to take that lunch break.
BullishUtensil
I should probably point it that I've never claimed to be Belgian - actually I'm not - so I'm not compelled to vote, though that's still something I want to do. I'm just predicting that if a European court strikes down the Belgian law, my country's FATCA law is perhaps not very likely to be deemed much more legally sound than the Belgian FATCA law. Though, IANAL. I might be overreacting.
In order to access my Internet banking service, I need a valid bank card of some variety (credit, or debit). My bank needs to know how to get a new one to me, once the old expires. (So far they've done this without complaints).
My country's residency register does inform the banks automatically about my registered address. I cannot tell the government and expect the bank to not know (if the bank is incompetent enough not to know what to do about with that information, that's a different story, and that is for a different day).
While I haven't looked closely at what it would take to be allowed to take up residency in Canada, my impression is that it is quite difficult indeed. Add to that, that I'm married to an American with family connections near where we are living, and moving is even harder.
It's significant already. If I get the math right (warning, I'm on my phone in bed at 3am and it's been 10 years) I think that a 1 inch chip running at 3GHz clock rate could, if you aren't careful with the design of the clock network, end up with half a clock cycle physically fitting on the chip. That is, the trace that was supposed to move the signal from one end of the chip to the other, would instead see the clock signal as a standing wave, not moving at all. (Of course people has (tried?) to make use of that effect. I think it was called "resonant clock distribution" or some such)
My home country is one of those with a residence registry, run by the government. The banks get their address data about me from this registry. Unless I were to hide from that government that I've emigrated, which is legally dicey from several aspects, including to whom I should pay taxes, I have no way of hiding my address from the bank. And lying about which country I'm in - and then wandering in to the consulate in US and ask about renewing my European passport... No thanks.
Yes, the bank restricts parts of their web portal to anyone they deem being a resident of the US. IIRC that might not even have been primarily due to FATCA (I moved about the time when FATCA laws were being implemented around the world, not sure if I moved before or after my country implemented it), but to a second US law, called the Dodd-Frank act.
Spain and Italy: you're most likely correct.
When US is involved: there are special rules. Every country in Europe has an agreement with US that they'll write their own law that compels all local banks (not only banks which does business in US) to tell US authorities about any customer that US considers to have some form of connection with US. This case appears to be about the Belgian edition of this set of laws.
Huh, Wikipedia has a blurb about the Belgian process of implementing this law, back in 2014-2015: "the Belgian Ministry of Finance orally confirmed that the IRS agreed to delay the FATCA reporting deadline. Belgian financial institutions now will have until the 10th day following the publication of the Belgian FATCA law into the Belgian official gazette to report their 2014 FATCA information to the Belgian tax authorities. The Belgian FATCA law is expected to be voted on before 2015 year-end." [https://en.m.wikipedia.org/wiki/Foreign_Account_Tax_Compliance_Act], the section about 'Delays in implementation of IGAs'.
Most of my family has this problem, but at least diabetes appears not to be the cause.