Special news report coming in: Water is indeed wet.
this post was submitted on 24 Dec 2025
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I have a suggestion.
TLDR: High density, owned housing, professional management, restrictions on owning other properties.
To avoid HOAs misusing funds, allow people to own, and build high density: build apartments for sale, to be managed by corporation. Corp is funded by reasonable fees set before construction as a percentage of value of property. Apartment owners can vote to fire incompetent managers, otherwise, managers are free to choose how to effectively run complex. Salary is fixed.
To encourage a builder to take on the project, we have 20-50 people sign up to buy apartments. They have to put down a refundable deposit of $100 to get on the list, and $5000 to the builder (applies to down payment) when building starts.
Deed restrictions, created before breaking ground, prohibit ownership of an apartment by:
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any corporation
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any individual that owns another home or is on a corp that owns rental properties (excludes REITs if shares owned is below 5% market cap)
I wish younger generations would take over trailer parks.
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(2 replies)
Older than millennials and accepted that I'll never own a home. This is despite having money. Not where we want to live, anyway.
We could swing it if we accepted living in a shithole like Utah, but then I'd hate my life.
I sold my house in Utah and bought a better one for less back east. Utah is indeed a shithole, but property there is expensive as fuck.
I just bought the cheapest house that was bearable to live in. It was $40k cash.
At this point it's easier to join a movement to tax private ownership of essentials, than saving for a home
I bought mine when I was 27. Not a big house but house nevertheless. Didn't want to live in an apartment anymore. Anything is better than that.
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(6 replies)