this post was submitted on 23 Apr 2025
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Over COVID I was given 3 of the widgets that my company manufactures to take home in case I needed to help diagnose a customer problem. Stuck them in my backpack and walked to my car, then realized that my backpack was now worth about $150,000. When I got home I emailed my boss to confirm that, if my house were to burn down, the widgets would be covered under the companies insurance policy
I'm self employed and use/rent out air sampling devices, and this is exactly why I have an insurance advisor nowadays.
When the stuff I have at home costs as much as the home, I think getting some professional advice is very worth it.