this post was submitted on 27 Dec 2025
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[โ€“] ryathal@sh.itjust.works 1 points 1 hour ago (1 children)

A car is absolutely doable without financing l. It's a poverty trap to finance a car. What you can't do is have a brand new car.

[โ€“] phlegmy@sh.itjust.works 1 points 46 seconds ago

Same with phones. Buy a second-hand flagship from a couple of years ago (eg pixel 8), and use a pre-paid plan.

It's not just a few hundred dollars saved on the phone, it's also a few hundred per year on less overpriced contracts.

Prepaid plans have to be more competitively priced because you can switch at will.