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Early_To_Risa@sh.itjust.works

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Anon tries to understand credit scores (sh.itjust.works)

submitted 16 hours ago by Early_To_Risa@sh.itjust.works to c/greentext@sh.itjust.works

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[–] uberfreeza@lemmy.world 1 points 4 hours ago

There's also an element of whether or not the lendee can reliably make payments. Always having late fees doesn't show that you're able to reliably make companies money. And when you're making payments on time without fees, they still get money from the fees they charge the business. So using and paying back is still good for them. It's still all about the money, because it always is in the US.