this post was submitted on 27 Dec 2025
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[–] stoy@lemmy.zip 1 points 4 hours ago
Paying back quickly reduces the amount they can earn, lowering your credit score.

Straight-up lie.

No, it doesn't fit the definition of a lie, I didn't know any better, so it was ignorance, not a lie, it would be nice if you could edit and correct this line.


The way I understand it, to raise your credit score you need to slowly pay back your loans, so you pay back maximum interest.

You don’t understand it.

I wholeheartedly agree with you there.


Overall you do seem to know the subject better than me, so I will mostly defere to your judgement (apart from the thing about me lying).