this post was submitted on 27 Dec 2025
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[–] FinjaminPoach@lemmy.world 2 points 6 hours ago

It doesn’t work that way, at all. Credit scores are individual. Either that person is mistaken, or they were a co-signer on one or more of those loans (which makes them matter to their score also).

Thanks for fact-checking me man, I did start to think I'd got the wrong end of the stick while writing it.