this post was submitted on 27 Dec 2025
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[–] skibidi@lemmy.world 4 points 7 hours ago

Not necessarily a shitty dealership, just one with low margins.

Cars are generally sold by sellers with incredibly low margins (talking like a few hundred dollars, max). They make their money through the financing. They probably didn't want to sell the car in cash, because some other chud will come along and buy it on credit and get them a higher margin.

Pro tip - always get your own financing when purchasing a car, don't get it through the dealer. But don't let them know that, look over their finance package when signing the paperwork, try to negotiate out any origination charges, etc. then simply pay the loan off immediately with your private financing.