this post was submitted on 27 Dec 2025
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[–] julietOscarEcho@sh.itjust.works 15 points 10 hours ago

Cashback and protections paid out of higher transaction fees, merchant raises prices to cover those costs. It's not just a magic money machine; the consumer is subsiding significant card company profits. If we all just agreed to forgo the rewards and protection there would be fewer middlemen to pay, but I don't blame you for acting greedily (I do the same).