this post was submitted on 10 Dec 2025
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[–] Tar_alcaran@sh.itjust.works 7 points 20 hours ago (1 children)

Even if you can absorb it your still required by law to have it.

But the coverage you're required to have isn't for damages to YOUR car, it for you damaging MY car. YOU are required to have insurance so that when you total my car and cripple me for life, you're able to pay that. That's entirely different from a house.

[–] nexguy@lemmy.world 1 points 17 hours ago (1 children)

That's liability insurance and that is a requirement in order to share the road with others. The post is about their own insurance "I have to wait to get hit???" Which is the much more expensive insurance.

[–] Tar_alcaran@sh.itjust.works 1 points 15 hours ago

Well yeah, but that one is actually optional though.