People Twitter

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People tweeting stuff. We allow tweets from anyone.

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Scams upon Scams (lemmy.dbzer0.com)

submitted 2 days ago by Stamets@lemmy.dbzer0.com to c/whitepeopletwitter@sh.itjust.works

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[–] Trainguyrom@reddthat.com 1 points 1 day ago

The difference is that (in theory at least), insurance will pay your full costs, regardless of how much you’ve already paid in. You can sign an auto insurance on one day, pay in 100$, then get into a 20k$ crash the next, and get the entire costs covered.

I've had basically this. In the decade or so I've been paying for my own insurance, I've had about 75k paid out in claims (hail storm totaled 2 cars and did heavy damage to the house, plus a third car totalled by a deer on a blind corner on a county highway)

Climate change is absolutely turning the entire insurance industry on its head given places like the southeast with frequent hurricanes and the southwest with frequent wildfires. And for everyone else the increasingly severe storms are raising the chances of a random incidence of chaos leading to a claim