this post was submitted on 10 Dec 2025
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[–] UnderpantsWeevil@lemmy.world 10 points 1 day ago* (last edited 1 day ago) (3 children)

Insurance is about compensation for loss, and that’s it.

That's certainly not true of medical insurance. Preventative care is part of the whole package. In fact, certain preventative care is encouraged. Health insurance companies are more than happy to pay for UTIs, for instance, because they're so much cheaper than pregnancies.

[–] rhymeswithduck@sh.itjust.works 9 points 1 day ago (2 children)

Did you mean IUDs? Can't get preggo from a UTI...

[–] UnderpantsWeevil@lemmy.world 5 points 1 day ago

Did you mean IUDs?

... yes.

[–] village604@adultswim.fan 1 points 1 day ago

Although UTIs can sterilize you.

[–] ryathal@sh.itjust.works 6 points 1 day ago

Medical has been warped into a Frankenstein product that is partially insurance, discount club, and prepayment system.

[–] driving_crooner@lemmy.eco.br 3 points 1 day ago* (last edited 1 day ago)

That's only in countries with sane health insurance. In America quarter profit seeking insurance, preventive care is a short term loss and therefore not paid, even when they affect long term profits.