this post was submitted on 10 Dec 2025
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[–] WhiteOakBayou@lemmy.world 6 points 2 days ago (4 children)

I self insure. I keep my state minimum and pay what I would pay in collision to myself in an interest bearing acct until I reach the replacement cost of the vehicle. Took a while the first time but after those first few years it has been worth it.

[–] ragebutt@lemmy.dbzer0.com 4 points 2 days ago (1 children)

Hope you never get sued after an accident

[–] WhiteOakBayou@lemmy.world 1 points 1 day ago

The minimum coverage of my state covers that. I'm required to carry liability insurance

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