this post was submitted on 14 Nov 2025
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Yeah, clean record for 8+ years I am older than 35. Its gotta partially be the area. We got a homeowners insurance quote on one of the houses we looked at, regular house, $400k price, they wanted $16k per year in homeowners insurance... Not in a flood zone, no historical damage, no extra risk factors.
In suburban texas, you're probably getting hit by the uninsured drivers bit, even if you're not actually getting the uninsured drivers coverage. The area is just bad in regards to the amount of drivers on the road without it.
Wouldn't surprise me. At least the state is not using paper temp plates anymore. Its the one good thing they have done in the last 20 years.