Canada

including most income taxes.

Conditionally agree, except for the immediate effect of income taxes themselves: they are deducted straight from payroll, every time payroll happens, so they are taken on a much more frequent basis and before the paycheque is ever received by the worker.

This means that the worker does not need to allocate anything out of their paycheque towards those taxes because in most cases those taxes have already been fully paid. This dramatically lowers the cognitive load for the worker, who already has significant cognitive loads by virtue of their socioeconomic status.

So there is a downside to that method that I would seek to eliminate or dramatically smooth over so that the working class don’t have yet another brick to trip over in their lives.

This could be ameliorated by having “payroll” (and if need be, even time cards themselves) run through a CRA server that does all calculations and demands a certain amount of money from the employer such that wage theft (aside from tips and a few other things) is almost completely eliminated.

Any employer wanting to dispute when an employee clocked in needs to provide evidence that the employee lied about when they walked in. Government-provided time clocks could then accept standard-issue ID as evidence that the employee clocked in, as any normal person wouldn’t want to just give away their ID, and the employee could track everything through the CRA’s website. Even employee scheduling could be run through this, allowing the CRA to ding employers seeking to game the system for financial gain.

There are many options possible, we just need to engineer the entire system to benefit the working class and (rightly!) treat the employers as the adversarial and untrustworthy belligerents that they are. We could even engineer an entire “worker resources” division which protects the worker against employer depredations, instead of protecting the company at the expense of the worker.