politics
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Reformation of regressive tax structures is a must, and pricing controls broadly for everything from rent to utilities to groceries. They're all interconnected.
It's not a coincidence that you always seem to have "just barely enough to get by" and never a penny more. The system is currently balanced like a fine Swiss watch to make sure you are paying out exactly as much as you possibly can without either dying or starting a riot. We've spent decades watching them push the line back and forth until we got to this "sweet spot."
UBI is a great idea, but part of what makes it currently a far-off dream is how much restructuring would need to be done to guarantee it works. And it is NOT going to make the corporate donor-class happy so it will be attacked and sabotaged at every opportunity.
Sorry guys, we all hate work and the associated requirements that come with working within our shoddy system, but it's not going anywhere anytime soon.
No great socialist leader is going to topple the system. Super-intelligent AI is not going to overhaul our entire world. We're not retiring into a star-trek, post-scarcity future. In fact, shit is only going to get harder and harder. Save money, get a job and take it seriously whether or not it's fair, learn tradeskills AND have backup plans to do anything from Uber to selling doorstops on Etsy. We don't fix things if we don't survive so to you out there reading all this and despairing, yah... I know it sucks. Find something inside yourself to push through and survive.