this post was submitted on 22 Mar 2025
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E-bike company lease for Belgians (lemm.ee)
submitted 2 days ago by Wanpieserino@lemm.ee to c/buyeuropean@feddit.uk
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If your company allows you to use your end of the year bonus to do an e-bike lease, then I'd highly advise it.

You get to use the value of your end of the year bonus in advance by already having the e-bike. On top of this you won't pay any personal income tax, which will be the highest tax that you pay because this is the top bracket of your year income.

On top of this you don't pay the 13,07% social contribution as employee.

Now the good part. You also get to use the 25% to 32,4% employer social contribution on top of the gross wage.

This turns a 1500 euros bonus into a near 4500 euros bonus.

On top of this you get paid every day to bike to work. I get 10 euros per day. Which ends up being more than the end of year bonus I otherwise would get on my bank account. Better yet, the government takes 1,5 year to pay back the taxes that you paid too much, with the biking compensation you get paid the amount of money monthly. Removing a rent free loan to the government from existence.

There are amazing European E-bikes. Your budget can be up to 12000 euros.

I took the R&M Multicharger2 gt rohloff. Brilliant quality. I'd recommend everyone in this position to do the same.

It's more tax friendly than having a company car. It's just so cheap. I'm saving 6000 euros a year thanks to this.

Only downside: you will be locked down at your employer for 3 years unless you find another employer that is willing to continue the lease.

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[โ€“] Wrongdoer1@lemm.ee 2 points 2 days ago (1 children)

Belgian financial incitation to commute by bike is really good policy, coupled with the good cycling lane they have. Much better than most European countries who help with bikes initial purchase but no their use.

[โ€“] Wanpieserino@lemm.ee 1 points 2 days ago

Yeah the policy is very welcome. Middle class here gets taxed a lot and there's this divide between the people that get a company car and those who do not.

Having to buy your own car simply does take a lot out of the available budget.

So I think that this policy will also make people care less about the others that do get a company car.

Unlike PR private policy of the company "poetsbureau". They offer a "star car, for their stars of employees". To make the cleaners feel like they also have access to a company car. Yeah no, it's a private lease. Exact same price as on the market. Total bullshit. But with advertisement of the company on it lol

So yeah, this policy of the government will do a great deal to make people like eachother more.