this post was submitted on 30 Jul 2025
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Itch.io are seeking out new payment processors who are more comfortable with adult material (www.rockpapershotgun.com)
submitted 3 days ago by alessandro@lemmy.ca to c/pcgaming@lemmy.ca
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[–] ChairmanMeow@programming.dev 3 points 2 days ago* (last edited 2 days ago)

5 days is the period for a no-questions-asked reversal. It's a consumer right, SDD isn't just B2B. Banks do in fact offer a "magic money back" button for SDDs.

SDDs are what happens when you for example purchase an item (regular SDD) or a subscription (recurring SDD) online and provide your IBAN to the company providing it. The company then taking funds from your account with nothing but that IBAN is done through SDD. And yes, your bank will let you reverse that within 5 days, no questions asked (precisely because only an IBAN is required).

After 5 days, it's still possible (eg through MOI) but that's not guaranteed. I know this stuff because I deal with it professionally on a daily basis.